There are many laws and rules that every lender must follow as many lenders know that you are working with other lenders.

Make sure the lender you trust your VA home loan refinancing has a good credit rating.

This is especially true for those individuals who had not crossed the credit crisis of 1980.

If your first loan was a variable rate loan, and the current interest rate is higher, then refinance mortgage can get more beneficial.

Although there are situations where refinancing really make the most sense, you should always shop carefully and make sure you are getting the best deal for your situation.

If you do not intend to live in your current home for too long, it may not be a good idea to get a mortgage.